How rent to buy works

Applicant Requirements:

  1. Client must be South African citizen .
  2.    Must have a valid drivers licence .
  3. Earn a salary with payslip and bank statements to prove positive figure for at least last three months.
  4. Have a FICA approved proof of address
  5. Minimum net income R8500
  6. Minimum  deposit  required R5000.
  7. We reserve the right to decline rent to buy  if all terms and conditions are not met .

Select a vehicle:

The Client can choose any roadworthy vehicle from the dealer stock ( that costs less than R100 000. a minimum R5000 deposit  More expensive vehicles can be considered if the customer pays a large non-refundable deposit.


Each vehicle will have a tracker device , comprehensive insurance , warranty policy for  1  year( motor gold  warranty  through Warranty solutions) ,included in the monthly payment.

Take out ( The client can choose a motor warranty through the motor dealer (if available)


The client will sign a rental agreement and on option-to-buy agreement.

Flexible Terms:

The Client can choose to buy out the vehicle at any time for the outstanding vehicle value or after 60 months for R5000.

It is also possible to cancel the contract at any time, subject to the payment of the cancellation fee which is equivalent to 6-9 months’ rental payment.

Debit Order:

The Client will authorize a 60-month authenticated early debit order (AEDO)
with a POS device.

Maintenance & Damages:

Any damages to the vehicle not covered by insurance or warranty are on the clients’ account.


Vehicle Price

(Incl. VAT)

Minimum Deposit


Insurance & Tracker


Total monthly


R20 000

R1 740

R1 631  



R2 500

R 30 000

R2 240

R2 087



R3 200

R40 000

R2 740

R2 608



R4 000

R50 000

R3 340

R3 065

R1 022


R4 700

R60 000

R3 740

R3 522

R1 174


R5 400

R70 000

R4 240

R4 043

R1 348


R6 200

R80 000

R4 740

R4 500

R1 500


R6 900

R90 000

R5 240

R4 957

R1 652


R7 600

R100 000

R5 740

R5 414

R1 804

R1 082     

R8 300

Apply for rent to buy